Punta Gorda, Port Charlotte and Charlotte County real estate and homes for sale in Florida, waterfront properties - Ted Stout, REALTOR® Ted Stout REALTOR(r) for Punta Gorda, Port Charlotte and Charlotte County, Florida real estate, waterfront properties - NUMBER1EXPERT™ Ted Stout NUMBER1EXPERT(tm) for Punta Gorda, Port Charlotte and Charlotte County, Florida real estate, waterfront properties
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Ted Stout, REALTORŪ, real estate agent and broker for Punta Gorda, Port Charlotte and Charlotte County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What acclaimed house built of stone, concrete, and glass is built over a waterfall?

A 
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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Ted Stout, REALTORŪ, real estate agent and broker for Punta Gorda, Port Charlotte and Charlotte County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Ted Stout
Sunshine Realty Services

660 Charlotte Street, Suite 5
Punta Gorda, FL. 33950
Office: 941-637-3737
Direct: 941-286-6286
Fax: 888-408-4613
Email: tstout@sunshine-realestate.net

Ted Stout is the real estate expert of Charlotte Harbor and one of the top-producing agents in the area. As Managing Broker of Sunshine Realty Services, he has built a successful business by focusing on professionalism, integrity and exceeding clients' expectations. Ted builds congenial, long-lasting relationships with his clients and will always go the extra mile to provide personal attention and results. Ted's primary focus is buying and selling residential real estate but he also has experience in residential development and investor representation. By applying his broad-based real estate expertise, Ted will save you time and money but most importantly he can help you avoid making a costly mistake. Ted's passion in addition to real estate is being on the water, whether it's fishing in a tournament, diving or racing sailboats. His professional real estate knowledge plus a deep appreciation and love for the local region and waterways make Ted the ideal professional for anyone looking to learn about and purchase waterfront property.

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